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Hello:

The last three or four years, for most families in the UK, have seen many changes to the way our pension schemes can operate.

These changes have a big impact upon the worth - as they are likely to feel it - of pensions of all types.

Most of us know nothing of these changes - though they are likely to have a big impact upon our life - as we aproach and then reach - retirement.

The group of people who stand to gain the most - or - if they make the wrong decisions now - lose the most are those families in the UK who are - or intend to retire abroad.

If you already have - or think that you might - ever live or retire abroad - and - you would like to know what the issues are, as they apply to you and youor family, then spend ten minutes on this 'Pensions Quiz' - and we will tell you - free of charge - everything you should know.

Our advice could double the size of your estate in retirement, that you can pass on to your children or beneficiaries.

It might also make a huge difference to the years ahead of retirement, when you may want to ´scale down´.

We would certainly expect to eliminate taxation on most - if not all - of your retirement income - for life.

You will find this quiz takes less than ten minutes - and is quite fun to complete - and - it is likely to be profitable too. And free!

Please contact [email protected] if you have any questions regarding this survey.