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Hello! I am conducting a research project examining the attitudes that college students have toward their personal finances as part of a class I’m taking at South Dakota State University. The purpose of this study is to gather information from college students at SDSU regarding their attitudes toward debt, savings, and spending habits.
You are invited to participate in the study by completing the attached survey. It will take you no more than 5-10 minutes. Your participation in this project is voluntary. You may withdraw from the study at any time without consequence. Your responses are strictly confidential. When the data and analysis are presented, you will not be linked to the data by your name, title or any other identifying item.
If you have any questions, now or later, you may contact me at the number below. Thank you very much for your time and assistance! If you have any questions regarding your rights as a research participant in this study, you may contact my professor at [email protected].
Sincerely,
Alarie Aasen
Consumer Affairs major
[email protected]
(605) 413-9025 |
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| Are you a student at South Dakota State University? |
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| Which race do you identify with? |
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| Do you have any debt? If so, how much? |
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| What is your average yearly income? |
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| Do your parents support you financially? If so, what percentage of your income comes from them? |
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| I have a savings account that I add to on a regular basis. |
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| When I get a paycheck or receive some money, I spend it right away. |
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| It is a priority for me to start saving for retirement as soon as possible. |
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| I do everything I can to save money. |
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| Saving money while in college is pointless. |
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| I have access to at least $300 in case of an emergency (from self, family, friends). |
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| I have spent more money than I had in my bank account at least once. |
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| I would consider myself a compulsive buyer. (When I see something I want, I buy it without thinking about possible consequences.) |
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| I would rather spend money now than save it. |
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| Being in debt is a part of life. |
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| I don't have any extra money to spend after paying my bills. |
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| I have one or more credit cards that I use on a regular basis. |
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| I pay off my credit card bill in full every month (or would if I had one). |
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| My parents are very knowledgable about personal finance and budgeting. |
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| I am very knowledgable about personal finance and budgeting. |
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| I am happy with my finances right now. |
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